The Second Chance Law provides a legal solution for individuals (self-employed and private persons) facing severe financial difficulties and unable to meet their debts. Through this legal mechanism, it is possible to cancel all or part of the debts, allowing for a fresh financial start.

Our services include:

• Advice and Processing: We guide our clients through the process of applying for the Second Chance Law, evaluating their financial situation and outstanding debts.

• Negotiation with Creditors: Managing payment agreements with creditors to avoid foreclosures and seizures.

• Debt Exoneration: Advice on the possibility of discharging unpaid debts through a settlement agreement or judicial mediation.

• Restructuring of Payments: Planning payments that allow better financial management and economic recovery.

This process is designed to offer a Second Chance to those who are over-indebted, giving them the possibility to start anew without the burden of unpayable debts.